Cultivate Credit Union Farm Finance
Cultivate Credit Union Farm Finance
Cultivate offers farming families all over Ireland an alternative finance option, enabling them to invest in their farms and their futures.
We provide short to medium term loans of up to €100,000 to our farming members to invest in machinery, upgrade buildings and facilities, purchase livestock, obtain working capital and increase cash flow.
Why Cultivate is Working
It’s all about people
Cultivate Credit Unions are prioritising:
- Spending time with members.
- Meeting members face-to-face.
- Listening to members.
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Trying to solve members’ problems and meet their needs.
It’s all about local
Credit Unions do it locally:
- Every decision in a credit union is made locally, within that credit union.
- Local loan officers have the discretion to take individual circumstances into account.
- Credit Unions don’t rely solely on algorithms or credit scores to decide on loan applications.
- Credit Unions consider the whole picture – the farmer’s financial circumstances, personal circumstances, needs and track record.
The T&C’s we take for granted
Loan Protection Insurance, No Fees, Flexibility, Quick Loan Approval Times.
Cultivate Secured
Cultivate Secured offers farmers secured loans of up to €300,000 on a term of up to 30 years. These loans are ideal for credit union members looking to finance large-scale capital expenditure such as new sheds, land purchases and funding of inheritance tax.